Negative Sociality and Increased Aging Rate

by Larry Shultz | Feb 24, 2026 | Aging, Public Health, Retirement

Negative social ties as emerging risk factors for accelerated aging, inflammation, and multimorbidity | PNAS

Personality Influences on Discount Rates

by Larry Shultz | Feb 24, 2026 | Behavioral Economics, Retirement

Personality influences temporal discounting preferences: Behavioral and brain evidence

The Anomaly of US Health Care Costs

by Larry Shultz | Jan 4, 2026 | Aging, Economics, Public Policy, Retirement

Health spending | OECD For 75 years the extremely inefficient US medical system financing model has had poor performance, and unfortunately, red flags are all we can see into the future. Cicerone Medicare Finances: A Perspective on the 2025 Trustees Report – Center...

Net Wealth at Retirement and Adverse Childhood Experiences

by Larry Shultz | Jan 2, 2026 | Behavioral Economics, Biology, Epigenetics, Human and Civil rights, Retirement

How Is Retirement Wealth Affected by Adverse Childhood Experiences? – Center for Retirement Research Exploring the link between early life stress and maladaptive behavior across species

Monthly Rent Prices by State

by Larry Shultz | Sep 13, 2025 | Real Estate, Retirement

Map Shows US States With Highest, Lowest Rent – Newsweek

The Percent of older Homeowners With a Mortgage is Rising

by Larry Shultz | Sep 5, 2025 | Economics, Real Estate, Retirement

Between 1989 and 2022, the share of homeowners aged 65–79 with a mortgage on their primary home increased from 24 to 41 percent. The median mortgage debt shot up over 400 percent, from $21,000 in 1989 to $110,000. • Among homeowners age 80 and over, the share with...